> For the complete documentation index, see [llms.txt](https://docs.takadao.io/tld-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/tld-whitepaper/part-ii-the-lifedao-membership/the-lifedao-membership/benefit-2-surplus-distribution.md).

# Benefit 2: Surplus Distribution

Members who do not receive a Benefit Payout and who complete a 5-year membership are entitled to “cashing out” their portion of the surplus of the tDAO fund. The total number of Membership Credits held by a member determines how much surplus they are entitled to. 

Membership Credits are burned once surplus is cashed out.

To learn more about how Surplus is calculated and distributed, please refer to the Takadao Whitepaper.