> For the complete documentation index, see [llms.txt](https://docs.takadao.io/tld-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/tld-whitepaper/part-ii-the-lifedao-membership/the-lifedao-membership/benefit-2-surplus-distribution.md).

# Benefit 2: Surplus Distribution

Members who do not receive a Benefit Payout and who complete a 5-year membership are entitled to “cashing out” their portion of the surplus of the tDAO fund. The total number of Membership Credits held by a member determines how much surplus they are entitled to.&#x20;

Membership Credits are burned once surplus is cashed out.

To learn more about how Surplus is calculated and distributed, please refer to the Takadao Whitepaper.&#x20;


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