> For the complete documentation index, see [llms.txt](https://docs.takadao.io/tld-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/tld-whitepaper/part-ii-the-lifedao-membership/the-lifedao-membership/the-lifedao-investment-pools.md).

# The LifeDAO Investment Pools

The funds in TLD reserves are invested for returns to enhance the sustainability of the fund. It should be noted that the underwriting algorithm takes into account investment returns while calculating benefit payouts.