> For the complete documentation index, see [llms.txt](https://docs.takadao.io/tld-whitepaper/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/tld-whitepaper/part-ii-the-lifedao-membership/the-lifedao-membership/allocation-of-membership-contributions.md).

# Allocation of Membership Contributions

<figure><img src="/files/8wWVqDvmrAc3D0857MA4" alt=""><figcaption></figcaption></figure>

Every membership contribution that is made to The LifeDAO is allocated to the fund in the following ways:&#x20;

* Reserves - Varies according to the expected Benefit Payouts, typically 50-70%
* Protocol Fee - Fixed 22% paid to Takadao
* Operational Expenses - Varies according to needs of the DAO as decided by DAO membership, typically around 5%
* Surplus Distribution to members - Varies, surplus is whatever is leftover in the fund after all Benefits and expenses have been accounted for.&#x20;

For more details on how each of these allocations are calculated by the Takadao protocol, please refer to the Takadao whitepaper.&#x20;