Manual Verification

Subsequently, each document is divided into sections (or sections redacted) and provided to Verifiers who are working independently and without knowledge of who the other Verifiers are. Documents are provided to Verifiers via a secure platform (the “Verifier Dashboard”) that can only be accessed by that specific verifier in a defined period of time.

Each document is evaluated on the following criteria

• Information matches original KYC information provided at the time of underwriting

• Correct/official format used

• Information on document provides evidence that the protected event occurred

The number of Verifiers who will engage in Stage One is at least 3. The maximum number of Verifiers who will engage in Stage One depends on the type of protected event and the number of documents required.