At The LifeDAO, we have a list of medical preconditions that prevent some individuals from joining. This isn’t a decision we take lightly—it’s about protecting the fairness and sustainability of the program for all our members. Allowing individuals with high-risk conditions could significantly increase the financial risk for the group, making it harder for us to deliver on our promise of mutual assurance. By setting these guidelines, we ensure that The LifeDAO remains equitable and reliable for everyone involved.
Pro Tip: Type in your symptom or a medical condition in the search bar ☝️ to check if excludes you from joining TLD
What are pre-existing conditions?
A pre-existing condition is any illness, disease, or condition that showed symptoms or required advice or treatment from a doctor, naturopath, or similar practitioner in the 12 months before signing up.
If you have a pre-existing condition listed below, you won’t be able to join to keep things fair and sustainable for everyone in The LifeDAO.
Which pre-conditions keep me from joining TLD?
Cancer
What it is:
A condition where cells in the body grow uncontrollably, forming lumps or spreading to other areas. Symptoms may include unusual lumps, unexplained weight loss, fatigue, pain, or changes in the skin.
Which types are excluded from TLD:
Breast Cancer
Lung Cancer
Brain Cancer
Bone Cancer
Kidney Cancer
Liver Cancer
Leukemia
Lymph nodes cancer
Thyroid cancer
Prostate Cancer
Colon Cancer
Skin Cancer
Stomach Cancer
Other (please reach out to us to check other types)
Circulatory System Diseases / Disorders
What it is:
Conditions affecting the heart, blood vessels, or blood flow. Symptoms might include chest pain, shortness of breath, swelling in the legs, irregular heartbeat, or feeling faint.
Which types are excluded from TLD:
Heart failure
Myocardial infarction
Ischaemic heart diseases
Cardiac arrhythmias
Coronary heart disease
Angina
Heart attack / Stroke
Valve disease
Hypertension / Hypotension
Arterial atherosclerosis
Congenital heart disease
Aorta
High cholesterol
Other (please reach out to us to check other types)
Digestive System Diseases / Disorders
What it is:
Conditions affecting the stomach, intestines, or digestive organs. Symptoms include abdominal pain, nausea, diarrhea, constipation, or bloating.
Which types are excluded from TLD:
Gallstones
Gastroesophageal reflux
Hiatal hernia
Irritable bowel syndrome
Stomach ulcer
Enlarged spleen
Other (please reach out to us to check other types)
Endocrine Disorders / Diseases
What it is:
Conditions involving glands and hormones, like diabetes or thyroid problems. Symptoms can include unexplained weight changes, fatigue, mood swings, or changes in appetite.
Which types are excluded from TLD:
Diabetes
Hyperthyroidism
Adrenal insufficiency
Hypothyroidism
Gigantism
Pituitary disorders
Goiter
Erectile dysfunction
Hyperaldosteronism
Pseudohypoparathyroidism
Osteoporosis
Other (please reach out to us to check other types)
Immunity Diseases
What it is:
Diseases where the immune system is either overactive (like allergies or autoimmune diseases) or weakened (like HIV). Symptoms can include frequent infections, fatigue, joint pain, or rashes.
Which types are excluded from TLD:
Multiple sclerosis
Myasthenia gravis
Pernicious anemia
Reactive arthritis
Rheumatoid arthritis
Sjögren syndrome
Systemic lupus erythematosus (lupus)
Type I diabetes
HIV (human immunodeficiency virus)
Hemolytic anemia
Other (please reach out to us to check other types)
Liver Diseases / Disorders
What it is:
Problems with the liver that may cause symptoms like yellowing of the skin or eyes (jaundice), fatigue, abdominal swelling, nausea, or dark urine.
Which types are excluded from TLD:
Hepatitis C
Hepatitis B
Hepatitis A
Fatty liver disease
Liver abscess
Liver transplantation
Hepatopulmonary syndrome
Liver failure
Enlarged Liver
Other (please reach out to us to check other types)
Psychiatric Disorders
What it is:
Mental health conditions affecting emotions, behavior, or thinking, such as depression, anxiety, or schizophrenia. Symptoms may include persistent sadness, mood changes, difficulty concentrating, or unusual thoughts or behaviors.
Which types are excluded from TLD:
Depression
Paranoia
Psychosis
Schizophrenia
Post-traumatic stress disorder
Eating disorders
Dissociation and dissociative disorders
Other (please reach out to us to check other types)
Respiratory System Disorders
What it is:
Problems with the lungs or breathing. Symptoms include coughing, wheezing, shortness of breath, chest tightness, or frequent lung infections.
Which types are excluded from TLD:
Pneumonia
Pulmonary artery thrombosis
Coronary artery thrombosis
Pulmonary hemorrhage
Pulmonary tuberculosis
Pulmonary Odema
Asthma
Cystic fibrosis lung
Emphysema
Mesothelioma
Pulmonary hypertension
Tuberculosis
Other (please reach out to us to check other types)
Skeletal Disorders
What it is:
Problems with bones or joints, like arthritis or osteoporosis. Symptoms might include joint pain, stiffness, swelling, or frequent fractures.
Which types are excluded from TLD:
Osteoporosis
Arthritis
Osteogenesis imperfecta
Fracture
Rickets
Other (please reach out to us to check other types)
Urinary System Disorders
What it is:
Issues with the kidneys, bladder, or urethra. Symptoms might include pain when urinating, frequent urination, blood in the urine, swelling, or lower back pain.
Which types are excluded from TLD:
Chronic renal failure
Enlarged prostate
Urinary Bladder infections
Kidney stones
Uterus stones
Bladder control problems
Kidney Hypertrophy
Kidney Transplantation
Polycystic Kidney Disease
Renal Dialysis
Colostomy
Other (please reach out to us to check other types)
Brain Disorders / Diseases
What it is:
Conditions affecting the brain, such as strokes, epilepsy, or dementia. Symptoms can include headaches, memory loss, confusion, seizures, or changes in speech or coordination.
Which types are excluded from TLD:
Alzheimer's disease
Dementias
Epilepsy
Mental Disorders
Parkinson's and Other Movement Disorders
Stroke
Other (please reach out to us to check other types)