# Premium Plan The Premium plan is The LifeDAO's most popular membership at $350/year (\~$30/month). It is designed for members who are ready to fully engage with DeFi and want the tools, education, and investment products to make the most of the TLD ecosystem. It is a DIY (Do It Yourself) plan. Premium is best for you if: * You want to learn DeFi in a structured way * You want guidance instead of random YouTube videos * You want to use The LifeDAO products with more confidence * You want access to future investment products such as the BTC-ETH vault and Gold vault * You want to grow with the community *** **What you get** Upon signing up and completing payment, you will receive: * 50 USDC in starter cash, deposited directly into your LifeWallet * Access to ALL TLD benefits; LifeWallet, LifeCard, Savings vault, investments etc * Access to investment vaults, including the BTC-ETH vault and Gold vault * Life Protection coverage of $75 * Enrollment eligibility for the Future of Finance (FoF) training course * 50 USDC training bonus you receive upon completing the Future of Finance course. *** **What is Future of Finance training course?** The Future of Finance (FoF) is a 4-week cohort-based training program included with the Premium plan. It is designed to give you the confidence to navigate the TLD ecosystem and the broader world of DeFi. A new cohort begins every Sunday. Each cohort runs for 4 weeks, with one learning module per week. Modules include video content, quizzes, discussion groups, and hands-on tasks. All activities are graded. Successful completion requires a passing grade of 60%, after which you receive a **50 USDC training bonus** plus a certificate of completion to your dashboard. To enroll, complete the enrollment form [here](https://docs.google.com/forms/d/e/1FAIpQLSdJ7EXyb1RupAbyU1-H-Ufud8pTpv-w8fUd9cOriMjLBd5bog/viewform?usp=header). {% hint style="info" %} **Note for existing members** If you are an existing Premium member, you are eligible for the Future of Finance course but **will not** receive the 50 USDC training bonus upon completion. To enroll, please complete the enrollment form [here](https://docs.google.com/forms/d/e/1FAIpQLSdJ7EXyb1RupAbyU1-H-Ufud8pTpv-w8fUd9cOriMjLBd5bog/viewform?usp=header). {% endhint %} *** **Refund policy** If you request a refund within the allowed refund period, you will receive $295 back. The remaining $55 covers the starter cash and on-ramp costs and is non-refundable. For full details, see the [Refund Policy](/the-lifedao-kb/the-lifedao-tld/bold-fine-print/the-lifedao-refund-policy.md). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.takadao.io/the-lifedao-kb/the-lifedao-tld/membership-plans/premium-plan.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.