> For the complete documentation index, see [llms.txt](https://docs.takadao.io/the-lifedao-kb/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/the-lifedao-kb/the-lifedao-tld/membership-plans/premium-plan.md).

# Premium Plan

The Premium plan is The LifeDAO's most popular membership at $350/year (\~$30/month). It is designed for members who are ready to fully engage with DeFi and want the tools, education, and investment products to make the most of the TLD ecosystem. It is a DIY (Do It Yourself) plan.

Premium is best for you if:

* You want to learn DeFi in a structured way
* You want guidance instead of random YouTube videos
* You want to use The LifeDAO products with more confidence
* You want access to future investment products such as the BTC-ETH vault and Gold vault
* You want to grow with the community

***

**What you get**

Upon signing up and completing payment, you will receive:

* 50 USDC in starter cash, deposited directly into your LifeWallet
* Access to ALL TLD benefits; LifeWallet, LifeCard, Savings vault, investments etc
* Access to investment vaults, including the BTC-ETH vault and Gold vault 
* Life Protection coverage of $75
* Enrollment eligibility for the Future of Finance (FoF) training course
* 50 USDC training bonus you receive upon completing the Future of Finance course.

***

**What is Future of Finance training course?**

The Future of Finance (FoF) is a 4-week cohort-based training program included with the Premium plan. It is designed to give you the confidence to navigate the TLD ecosystem and the broader world of DeFi.

A new cohort begins every Sunday. Each cohort runs for 4 weeks, with one learning module per week. Modules include video content, quizzes, discussion groups, and hands-on tasks. All activities are graded.

Successful completion requires a passing grade of 60%, after which you receive a **50 USDC training bonus** plus a certificate of completion to your dashboard.

To enroll, complete the enrollment form [here](https://docs.google.com/forms/d/e/1FAIpQLSdJ7EXyb1RupAbyU1-H-Ufud8pTpv-w8fUd9cOriMjLBd5bog/viewform?usp=header).

{% hint style="info" %}
**Note for existing members**

If you are an existing Premium member, you are eligible for the Future of Finance course but **will not** receive the 50 USDC training bonus upon completion. To enroll, please complete the enrollment form [here](https://docs.google.com/forms/d/e/1FAIpQLSdJ7EXyb1RupAbyU1-H-Ufud8pTpv-w8fUd9cOriMjLBd5bog/viewform?usp=header).
{% endhint %}

***

**Refund policy**

If you request a refund within the allowed refund period, you will receive $295 back. The remaining $55 covers the starter cash and on-ramp costs and is non-refundable.

For full details, see the [Refund Policy](/the-lifedao-kb/the-lifedao-tld/bold-fine-print/the-lifedao-refund-policy.md).