> For the complete documentation index, see [llms.txt](https://docs.takadao.io/the-lifedao-kb/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/the-lifedao-kb/the-lifedao-tld/membership-plans/basic-plan.md).

# Basic Plan

The Basic plan is The LifeDAO's entry-level membership for $100/year (\~$8/month). It is designed for people who are new to DeFi and want to explore the TLD ecosystem without committing too much upfront. It is a DIY (Do It Yourself) plan.

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**What you get**

Upon signing up and completing payment, you will receive:

* 20 USDC in starter cash, deposited directly into your LifeWallet
* Access to the LifeWallet and LifeCard
* The ability to send, receive, and spend crypto immediately

The 20 USDC starter cash is yours to use right away; top up your LifeCard, send it to someone, or simply use it to get familiar with how your LifeWallet works. For many new members, this is the first crypto they have ever owned.

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**Basic is best for you if:**

* You are new to DeFi or crypto
* You want to explore The LifeDAO ecosystem with low risk
* You want access to The LifeDAO community and it's core products

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**Upgrading**

You can upgrade to the Premium or HENRY plan at any time by contacting customer service. 

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**Refund policy**

If you request a refund within the allowed refund period, you will receive $75 back. The remaining $25 covers the starter cash and on-ramp costs and is non-refundable.

For full details, see the [Refund Policy](/the-lifedao-kb/the-lifedao-tld/bold-fine-print/the-lifedao-refund-policy.md).