> For the complete documentation index, see [llms.txt](https://docs.takadao.io/the-lifedao-kb/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.takadao.io/the-lifedao-kb/products-and-benefits/investment-pools.md).

# Investment Pools

Investment Pools are self-custodial, smart-contract-based strategies for growing wealth. They use Shariah-aligned and asset-backed mechanisms without interest (*Riba*). These pools make selected wealth-building opportunities transparent and easier to access.

### Pools at a glance

| Pool          | What it is                                                   | Primary use                                      |
| ------------- | ------------------------------------------------------------ | ------------------------------------------------ |
| BTC-ETH Vault | An investment pool focused on Bitcoin and Ethereum exposure. | Use DeFi strategies for blue-chip crypto assets. |
| Gold Vault    | An investment pool focused on tokenized physical gold.       | Build exposure to PAXG-backed physical gold.     |

### Shariah papers

Each pool has its own Shariah paper. Review the paper that applies to each chosen pool.

| Pool          | Shariah paper                                                                                                                 |
| ------------- | ----------------------------------------------------------------------------------------------------------------------------- |
| BTC-ETH Vault | [Read the BTC-ETH Vault Shariah paper](/the-lifedao-kb/products-and-benefits/investment-pools/btc-eth-vault/shariah-paper.md) |
| Gold Vault    | [Read the Gold Vault Shariah paper](/the-lifedao-kb/products-and-benefits/investment-pools/gold-vault/shariah-paper.md)       |

### Who can access investment pools?

| Member type     | Access to investment pools                                   |
| --------------- | ------------------------------------------------------------ |
| Basic members   | Not included by default                                      |
| Premium members | Included as part of Premium benefits                         |
| HENRY members   | Included, with additional guidance through their Wealth Team |

{% hint style="info" %}

### Important note

The Lifedao is not a bank or investment company. It does not have custody of user funds. Investment pools are not guaranteed investment products or financial advice.
{% endhint %}

### Explore investment pools

| Pool          | Open page                                                                                |
| ------------- | ---------------------------------------------------------------------------------------- |
| BTC-ETH Vault | [BTC-ETH Vault](/the-lifedao-kb/products-and-benefits/investment-pools/btc-eth-vault.md) |
| Gold Vault    | [Gold Vault](/the-lifedao-kb/products-and-benefits/investment-pools/gold-vault.md)       |