# Takadao Docs

## Takadao Whitepaper v2 (tDAOs)

- [Introduction](https://docs.takadao.io/takadao-docs/introduction.md)
- [PART A. BACKGROUND](https://docs.takadao.io/takadao-docs/part-a.-background.md)
- [01 - The Insurance Industry](https://docs.takadao.io/takadao-docs/part-a.-background/01-the-insurance-industry.md)
- [Origins of insurance: Mutual protection and risk-sharing](https://docs.takadao.io/takadao-docs/part-a.-background/01-the-insurance-industry/origins-of-insurance-mutual-protection-and-risk-sharing.md)
- [The rise of the modern insurance industry](https://docs.takadao.io/takadao-docs/part-a.-background/01-the-insurance-industry/the-rise-of-the-modern-insurance-industry.md)
- [The insurance industry today](https://docs.takadao.io/takadao-docs/part-a.-background/01-the-insurance-industry/the-insurance-industry-today.md)
- [Key Consumer Complaints Against Insurance Companies](https://docs.takadao.io/takadao-docs/part-a.-background/01-the-insurance-industry/key-consumer-complaints-against-insurance-companies.md)
- [02 - Introducing Takadao](https://docs.takadao.io/takadao-docs/part-a.-background/02-introducing-takadao.md)
- [Takadao: Addressing Consumer Complaints and Industry Challenges](https://docs.takadao.io/takadao-docs/part-a.-background/02-introducing-takadao/takadao-addressing-consumer-complaints-and-industry-challenges.md)
- [Basics of the Blockchain](https://docs.takadao.io/takadao-docs/part-a.-background/02-introducing-takadao/basics-of-the-blockchain.md)
- [“Taka DAOs (tDAOs)” vs. Centralized Insurance Companies](https://docs.takadao.io/takadao-docs/part-a.-background/02-introducing-takadao/taka-daos-tdaos-vs.-centralized-insurance-companies.md)
- [PART B. TAKADAO: THE DAOs](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos.md)
- [03 - Takadao Technology](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology.md)
- [The Takadao technology stack](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/the-takadao-technology-stack.md)
- [tDAOs’ user journey](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey.md)
- [Risk assessment and KYC](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/risk-assessment-and-kyc.md)
- [Contribution](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/contribution.md)
- [Membership Credits](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/membership-credits.md)
- [Get a Payout](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/get-a-payout.md)
- [Redistribution of Surplus](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/redistribution-of-surplus.md)
- [Participate in Governance](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/03-takadao-technology/tdaos-user-journey/participate-in-governance.md)
- [04 - Underwriting & Risk Management Algorithm](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm.md)
- [Introducing Dynamic Underwriting](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/introducing-dynamic-underwriting.md)
- [Absence of capital providers](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/introducing-dynamic-underwriting/absence-of-capital-providers.md)
- [Fluctuating reinsurance protection](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/introducing-dynamic-underwriting/fluctuating-reinsurance-protection.md)
- [Using data in real time](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/introducing-dynamic-underwriting/using-data-in-real-time.md)
- [Takadao dynamic underwriting: A closer look](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/takadao-dynamic-underwriting-a-closer-look.md)
- [Risk and the Benefit Multiplier (BM)](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/risk-and-the-benefit-multiplier-bm.md)
- [Individual risk and the Base Benefit Multiplier (B.BM)](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/risk-and-the-benefit-multiplier-bm/individual-risk-and-the-base-benefit-multiplier-b.bm.md)
- [Portfolio risk and the Benefit Multiplier Adjuster (BM.A)](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/risk-and-the-benefit-multiplier-bm/portfolio-risk-and-the-benefit-multiplier-adjuster-bm.a.md)
- [Dynamic Underwriting Reserves](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/dynamic-underwriting-reserves.md)
- [Calculating the Benefit Multiplier Adjuster (BM.A)](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/dynamic-underwriting-reserves/calculating-the-benefit-multiplier-adjuster-bm.a.md)
- [The Dynamic Reserve Ratio](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/dynamic-underwriting-reserves/the-dynamic-reserve-ratio.md)
- [How underwriting surpluses are calculated](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/04-underwriting-and-risk-management-algorithm/dynamic-underwriting-reserves/how-underwriting-surpluses-are-calculated.md)
- [05 - tDAOs’ Tokens aka Membership Credits](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits.md)
- [Membership Credits](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/membership-credits.md)
- [Make a contribution, receive Membership Credits, become a member](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/make-a-contribution-receive-membership-credits-become-a-member.md)
- [Membership agreement](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/membership-agreement.md)
- [Redeem/burn Credits, exit the DAO](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/redeem-burn-credits-exit-the-dao.md)
- [Credits determine insurance benefit](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/credits-determine-insurance-benefit.md)
- [Discontinuing membership before contract maturity](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/05-tdaos-tokens-aka-membership-credits/discontinuing-membership-before-contract-maturity.md)
- [06 - Benefits Payout Protocol](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol.md)
- [Decentralized Benefit Payout Management (DBPM) - A multistage process](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process.md)
- [Stage One - Document Review](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-one-document-review.md)
- [Pre-verification](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-one-document-review/pre-verification.md)
- [Manual Verification](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-one-document-review/manual-verification.md)
- [Stage One Results](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-one-document-review/stage-one-results.md)
- [Stage Two - IRL Verification](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-two-irl-verification.md)
- [Stage Two Results](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-two-irl-verification/stage-two-results.md)
- [Stage Three - Professional Review](https://docs.takadao.io/takadao-docs/part-b.-takadao-the-daos/06-benefits-payout-protocol/decentralized-benefit-payout-management-dbpm-a-multistage-process/stage-three-professional-review.md)
- [PART C. TAKADAO: THE COMPANY](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company.md)
- [09 - The Takadao Vision](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/09-the-takadao-vision.md)
- [Vision & Mission](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/09-the-takadao-vision/vision-and-mission.md)
- [Business Model](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/09-the-takadao-vision/business-model.md)
- [Shariah compliance](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/09-the-takadao-vision/shariah-compliance.md)
- [10 - The Takadao Token (TAKA)](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka.md)
- [Token Utility](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-utility.md)
- [TAKA for Fees](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-utility/taka-for-fees.md)
- [TAKA for Staking - Reprotection Pool (rePool)](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-utility/taka-for-staking-reprotection-pool-repool.md)
- [TAKA for Rewards](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-utility/taka-for-rewards.md)
- [TAKA for Governance](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-utility/taka-for-governance.md)
- [Token Supply and Distribution](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-supply-and-distribution.md)
- [Token Supply](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-supply-and-distribution/token-supply.md)
- [Token Allocation](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-supply-and-distribution/token-allocation.md)
- [Token Emissions Schedule](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/token-supply-and-distribution/token-emissions-schedule.md)
- [Value Accrual and Price Stability: Sources of Token Demand](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand.md)
- [Buy Back and Burn (BBB)](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/buy-back-and-burn-bbb.md)
- [Schedule for BBB](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/buy-back-and-burn-bbb/schedule-for-bbb.md)
- [Mechanism for BBB](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/buy-back-and-burn-bbb/mechanism-for-bbb.md)
- [rePool Staking](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/repool-staking.md)
- [Benefits of rePool](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/repool-staking/benefits-of-repool.md)
- [Distribution of rePool yield](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/repool-staking/distribution-of-repool-yield.md)
- [rePool Loan Support to tDAOs](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/repool-staking/repool-loan-support-to-tdaos.md)
- [tDAO to rePool Loan Repayment Modalities](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/repool-staking/tdao-to-repool-loan-repayment-modalities.md)
- [Lock-up and Vesting Schedules](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/10-the-takadao-token-taka/value-accrual-and-price-stability-sources-of-token-demand/lock-up-and-vesting-schedules.md)
- [11 - Legal Presence](https://docs.takadao.io/takadao-docs/part-c.-takadao-the-company/11-legal-presence.md)
- [References](https://docs.takadao.io/takadao-docs/references.md)

## Takadao

- [Takadao Knowledge Base](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base.md): Welcome to your one-stop shop for all things Takadao! 🚀  Let’s get started and revolutionize insurance & finance together! 🎉
- [Shariah](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah.md)
- [Takadao's Shariah Board](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/takadaos-shariah-board.md)
- [Shariah Paper](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/shariah-paper.md)
- [How are Takadao and TLD Shariah-compliant?](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/shariah-paper/how-are-takadao-and-tld-shariah-compliant.md)
- [Is crypto haram?](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/shariah-paper/is-crypto-haram.md)
- [Takadao - Internal Shariah Board meetings](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/takadao-internal-shariah-board-meetings.md)
- [The LifeDAO's Shariah Certificate](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/shariah/the-lifedaos-shariah-certificate.md)
- [One-pagers](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/one-pagers.md): Explore Takadao at warp speed with One-Pagers 🚀
- [FAQs](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/faqs.md)
- [About Takadao](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/faqs/about-takadao.md): Get the scoop on all things TAKA token, from price protection and security to how you can have a say in new tDAO launches!
- [Airdrop TAKA Token](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/faqs/airdrop-taka-token.md): Get the scoop on all things TAKA token, from price protection and security to how you can have a say in new tDAO launches!
- [Tokenomics](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/faqs/tokenomics.md): Tokenomics can be difficult - but it doesn't have to be! Take a bite off these snack sized FAQs and feast yourself on Toke-knowledge 🍿
- [Referral Program](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/faqs/referral-program.md): Invite friends to join The LifeDAO and get bonus rewards when they sign up — check out the details in the FAQs below!
- [Whitepapers](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/whitepapers.md)
- [Takadao Whitepaper](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/whitepapers/takadao-whitepaper.md): The Takadao Whitepaper introduces a game-changing way to do insurance, using blockchain to create community-driven, transparent DAOs that ditch the profit-driven model of traditional insurance compani
- [The LifeDAO Whitepaper](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/whitepapers/the-lifedao-whitepaper.md): A sneak peek into The LifeDAO's game-changing, blockchain-powered, shariah-compliant protection model
- [TAKA Tokenomics Litepaper](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/whitepapers/taka-tokenomics-litepaper.md): The TAKA Tokenomics Litepaper shows how the TAKA token fuels Takadao’s mission to revolutionize insurance with community-driven, Shariah-compliant solutions. 🚀
- [Glossary](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/glossary.md): Short & sweet definitions of all the terms you'll come across in the Takadao universe.
- [Full Disclosure](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/full-disclosure.md): This is where all other documents like our company culture will be published for transparency.
- [Legal Presence](https://docs.takadao.io/takadao-docs/takadao-knowledge-base/takadao-knowledge-base/full-disclosure/legal-presence.md)

## TAKA Tokenomics Litepaper v1

- [TAKA Tokenomics in Brief](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief.md)
- [Introduction](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/introduction.md)
- [Takadao Business Model](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/introduction/takadao-business-model.md)
- [Token Utility: TAKA for Fees and Boosted Benefits](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/token-utility-taka-for-fees-and-boosted-benefits.md)
- [Token Value Accrual: TAKA and the Reprotection Pool (rePool)](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/token-value-accrual-taka-and-the-reprotection-pool-repool.md)
- [rePool structure](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/repool-structure.md)
- [Token Value Accrual: Buy Back & Burn (BBB)](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/token-value-accrual-buy-back-and-burn-bbb.md)
- [Token Supply](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/token-supply.md)
- [Token Allocation](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/token-supply/token-allocation.md)
- [TAKA emissions](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/taka-emissions.md)
- [Lock-up and Vesting Schedules (Team and Investors)](https://docs.takadao.io/takadao-docs/taka-tokenomics-litepaper-v1/taka-tokenomics-in-brief/lock-up-and-vesting-schedules-team-and-investors.md)